Anticipated closing costs
There are certain basic fees linked to closing the sale of a house. These costs are usually divided between the buyer and seller, as directed in the sales contract. Many are conventional, but there are nuances to each, so you'll want a real estate expert in New Mexico to help show you through the transaction.
Costs pertaining to your loan to be paid at closing (More information)
At closing, these taxes are usually collected (More information)
At closing, these fees are often due (More information)
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Sellers: As we negotiate your transaction, not only will I work to get the highest sales price, but I'll also push for reduced closing costs. And once we've reached an agreement, I'll give a detailed list of the closing costs so you are informed of exactly where your money is going.
Buyers: When buying a house in Quay County, you will be given a "Loan Estimate" (LE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's previous experience and is required to be within a tolerable range so you're not stunned when you come to the closing appointment. I'll be happy to go through the LE with you, answering your questions and highlighting any estimates of concern.
